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      • M&A and Private Equity Insurance Due Diligence
    • Surety
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  • Commercial
    • Property & Casualty
    • Financial Services
    • Specialty Divisions
      • Construction
      • Transportation & Logistics
      • Cyber
      • M&A and Private Equity Insurance Due Diligence
    • Surety
  • Employee Benefits
  • Personal Lines
  • Discover the Difference
    • Our Difference
    • Our Team
    • Our Partners
    • Our Recognition
    • Our Podcast
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  • Careers
    • Become a Producer
  • Commercial
    • Property & Casualty
    • Financial Services
    • Specialty Divisions
      • Construction
      • Transportation & Logistics
      • Cyber
      • M&A and Private Equity Insurance Due Diligence
    • Surety
  • Employee Benefits
  • Personal Lines
  • Discover the Difference
    • Our Difference
    • Our Team
    • Our Partners
    • Our Recognition
    • Our Podcast
    • Our Blog
    • Our Events
    • Our Community Impact
  • Careers
    • Become a Producer

M&A and Private Equity Insurance Due Diligence

Insurance diligence that protects purchase price, avoids post-close surprises, and stabilizes renewal and integration

WHY INSURANCE IS A DEAL ISSUE, NOT A BACK-OFFICE TASK

Insurance decisions directly impact EBITDA, RWI outcomes, lender confidence, & speed to close. Most targets are underinsured, misinsured, or have never been benchmarked against institutional standards.

WHAT WE DO

We run a structured insurance and benefits diligence workstream during LOI and exclusivity. We quantify the financial impact of coverage gaps, claims volatility, contract-driven requirements, collateral, and one-time deal costs. We translate findings into closing action items and a post-close implementation plan.

Who We Serve

  • General partners and financial sponsors
  • Family office
  • Strategic buyers
  • Portfolio companies with private equity ownership
  • Private and family owned business looking to sell in the next 1-3 years
M&A and Private Equity Insurance Due Diligence

WHAT YOUR DEAL TEAM RECEIVES IN WRITING

  • Executive diligence memo suitable for IC and lenders
  • Go-forward program strategy: renewal/remarket plan, retention options, and execution timeline
  • Red flags and quantified exposures, prioritized by deal risk and urgency
  • Closing punch-list: insurance clauses, evidence of coverage requirements, and access language

Core Diligence Services

  • Coverage, limits, exclusions, and transferability review across the target program
  • Claims and loss review with volatility and renewal implications
  • Contract and change-of-control review to identify required limits and compliance gaps
  • Contract and change-of-control review to identify required limits and compliance gaps
  • One-time transactional costs (tails, environmental/contingent risks) where applicable

Timeline Built for Exclusivity

Days 1-7
  • Data triage
  • Requested Information List
  • Urgent risk flags
Days 8-20
  • Analysis
  • Modeling
  • Go Forward Structure
Signing/Closing
  • Closing checklist
  • Bindables
  • Implementation plan
Post-close
  • Execute program
  • Stabilize claims and risk control initiatives
  • Prepare for renewal

TRANSACTION RISK SOLUTIONS

Insurance Policy and Premium Benchmarking

Contingent liability, tax liability, and environmental transaction policies where risk allocation requires off-balance-sheet protection

Tail placements for D&O, EPLI, Fiduciary, and other management liability lines

Connect with a specialist to get started today

Our Private Equity Experts

M&A and Private Equity Insurance Due Diligence

Heather Banul

Property & Casualty Producer

818-653-6871

Rod Pierce

Rod Pierce

Employee Benefits Producer

949-291-1978

Ryder Roberts

Ryder Roberts

Property & Casualty Producer

760-716-2220

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404 Camino Del Rio South, Ste 410

San Diego, CA 92108 | 619-233-8000

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