Protecting Your Home While on Vacation: Insurance Tips
Emily and Andrew are eagerly packing for their dream vacation to Brazil, a trip they’ve been planning for years. As they finalize their itinerary and double-check their passports, a nagging thought lingers in the back of their minds—how can they ensure their home remains safe while they’re away for three weeks?
To help you enjoy your vacation without worry, here are essential insurance tips to protect your home while you’re away.
Inform the Insurance Company
Before leaving, Emily remembers her friend Ali’s horror story about a break-in during her vacation. Unlike Ali, Emily calls her insurance company to inform them of her extended absence. The agent reminds her that her policy requires notification for absences longer than 30 days and suggests some safety measures. Relieved, Emily updates her policy details, ensuring they won’t face any coverage issues if something happens.
Install a Security System
Andrew and Emily decide it’s time to invest in a high-tech security system. They choose a system with motion detectors, door and window sensors, and cameras that they can monitor remotely. The installation is quick, and the system offers peace of mind. Emily smiles as she sets up the app on her phone, knowing she can check in on their home anytime.
Use Timers for Lights and Electronics
A story from their neighbors, the Ottes, comes to mind. Their house was broken into because it was obviously empty—dark and silent. To avoid this, Emily and Andrew buy timers for their lights, TV, and radio. As they leave, the timers activate, creating an illusion of activity in their home.
Secure All Entry Points
Andrew thinks back to his childhood home, where a break-in had occurred because of an unlocked window. He thoroughly checks all windows and doors, installing new deadbolts and window locks. For the sliding door, he places a sturdy rod in the track. As he secures the last lock, he feels confident that their home is protected.
Halt Deliveries and Arrange for Mail Collection
A neighbor’s overflowing mailbox once led to a burglary on their street. Emily arranges for the post office to hold their mail and asks their neighbor, Mr. Allen, to collect any packages. Mr. Allen, a retired police officer, agrees to keep an eye on their home, adding an extra layer of security.
Store Valuables Securely
Andrew remembers his colleague’s ordeal after losing valuable jewelry during a break-in. They decide to store their valuables in a safe and take some items to a safety deposit box. Knowing their prized possessions are secure, they feel more at ease.
Get Adequate Coverage for Theft and Vandalism
One evening, they sit down to review their homeowner’s insurance policy. They realize they need additional coverage for Andrew’s new camera and Emily’s jewelry. A quick call to their agent adds the necessary endorsements. Now, they are confident their policy will cover any potential losses.
With these measures in place, Emily and Andrew can finally relax and look forward to their Brazilian adventure. Knowing their home is secure and their insurance is up to date allows them to enjoy every moment of their dream vacation.
