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      • Cyber
      • M&A and Private Equity Insurance Due Diligence
    • Surety
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  • Discover the Difference
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  • Commercial
    • Property & Casualty
    • Financial Services
    • Specialty Divisions
      • Construction
      • Transportation & Logistics
      • Cyber
      • M&A and Private Equity Insurance Due Diligence
    • Surety
  • Employee Benefits
  • Personal Lines
  • Discover the Difference
    • Our Difference
    • Our Team
    • Our Partners
    • Our Recognition
    • Our Podcast
    • Our Blog
    • Our Events
    • Our Community Impact
  • Careers
    • Become a Producer
  • Commercial
    • Property & Casualty
    • Financial Services
    • Specialty Divisions
      • Construction
      • Transportation & Logistics
      • Cyber
      • M&A and Private Equity Insurance Due Diligence
    • Surety
  • Employee Benefits
  • Personal Lines
  • Discover the Difference
    • Our Difference
    • Our Team
    • Our Partners
    • Our Recognition
    • Our Podcast
    • Our Blog
    • Our Events
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  • Careers
    • Become a Producer

Meet The Team

It's all about the people.

  • Go back to Our Team

Heather Banul

Producer

Heather Banul leads C3’s Transportation & Logistics practice and its M&A and Private Equity practice. Heather and her team build trucking insurance and logistics insurance programs for motor carriers, freight brokers, 3PLs, drayage and intermodal operators, and warehouse companies.

Heather has spent her entire career in transportation insurance, more than a quarter-century, and is a second-generation insurance professional. She knows how these businesses run, from the yard to the dispatch desk, and builds commercial auto, cargo, workers’ compensation and general liability programs around how each client operates. Her expertise includes FMCSA compliance, Carmack Amendment cargo liability and surplus lines placement.

Heather also leads C3’s M&A insurance due diligence work for private equity firms, family offices and strategic buyers. During LOI and exclusivity, she and her team review the target’s coverage, claims, contracts and change-of-control requirements, quantify the exposures that affect the deal, and build a go-forward insurance program that protects purchase price and avoids surprises after close.

Heather holds the CLCS and TRIP designations and serves on the board of the Los Angeles Transportation Club.

Born and raised in Glendale, California, Heather is a mother of two. She lives an active life focused on health, fitness and longevity. She’s an avid reader and a lifelong learner with a growth mindset.

Connect with Heather Banul on LinkedIn

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Upcoming Events

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2026-12-17
 at 12:00 PM

End of Year Wrap-Up & Looking Forward to 2027

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2026-11-19
 at 12:00 PM

Mid-Year Election Changes

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2026-10-22
 at 12:00 PM

COBRA Basics + State Continuation

View All Upcoming Events
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404 Camino Del Rio South, Ste 410

San Diego, CA 92108 | 619-233-8000

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