Born and raised in San Diego, Kristal is a true local at heart — someone who loves the city, spends as much time outdoors as possible, and takes genuine pride in the community she calls home.
That same grounded, relationship-first mindset carries into her work. With 27 years in the insurance industry focused on marketing, production, and carrier relations, Kristal has built a career around connecting the right risks with the right markets while creating lasting partnerships on all sides of the table.
Over the years, Kristal has cultivated strong, trusted relationships throughout the industry and takes pride in the fact that those relationships are genuinely mutual.
Mentoring the next generation of insurance professionals is also a passion for Kristal. She strongly believes in paying forward the opportunities and knowledge gained throughout her career by helping others grow and building teams that are collaborative, curious, and client-focused.